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"John Stanley GARDINER passed away on 29th June 2020 at the age of 58 years. Many years ago, he had a heart condition which he seemed to have survived. He later suffered with Lyme's disease which again he survived. For the last 6 months he had not been well but was still going to work as a train driver. On Saturday 27th June he was fine but on Sunday 28th, he was very poorly but sadly did not survive. His cremation will take place at The Harbourview Crematorium on Thursday 9th July 2020 at 11.30am. His widow, Cindy has been told that who ever wishes to attend can line up outside. Should anyone want a cup of tea, there are facilities for that. R.I.P. John."

Sad news.
I’ve been advised that an ex colleague John Gardiner has passed away. Limited details but I understand he was suffering with Lymes disease.
I worked with John at Waterloo and then at Southampton.
He left after about 14 years service in the early 2000’s and had recently been working as a train driver.
I’m sure some of the older members will remember John.


1st    £1000.00           4495               C W&M

2nd   £500.00            4628                      B

3rd   £50.00               3190                C W&M

4th  £50.00               4454                  C W&M

5th £50.00               1214                   C W&M

Information received via COTT Facebook page

We are sad to announce the death in retirement of former Inspector Ray Inkpin. Ray retired at Waterloo in 1993 and died on 8th June 2020 aged 80.

No further information yet but an update will be posed when it is received.



Trade Press Letter

From CEO, John Perks

Police Mutual proposal to become part of Royal London

Improving the financial wellbeing of the Police family has been at the heart of all we do, from the very beginning, over 150 years ago, right up to today. Throughout our history, we’ve been committed to operating in the best long-term interests of members.

That commitment is central to why we are proposing to become part of The Royal London Mutual Insurance Society Limited (Royal London).

This is perhaps one of the biggest decisions we have ever made, and we are acting now to secure Police Mutual’s future.

I want to set out the background to why Police Mutual is making this proposal and why we believe it is right for Police Mutual and the Police service.

Why we are proposing to become part of Royal London

The financial services industry has changed rapidly over the past few years. This, coupled with a difficult economic environment, has presented some significant challenges, particularly for a relatively small financial services company like Police Mutual.

The landscape in which we now operate means that continuing to offer products requires us to have a stronger financial position.

Becoming part of Royal London will provide a sustainable future for Police Mutual as part of a larger, stronger business and preserve what our members and the Police service value most about Police Mutual.

We require a stronger financial base for our business to be able to continue to operate – Royal London, the UK’s largest mutual life insurance, pensions and investment company, is well-funded and will provide that financial strength.

Mutuality and the right fit

 We believe that Royal London is a good fit for us. Like Police Mutual, it is a non-shareholder organisation, founded on strong ethics and values, where profits are reinvested to create financial and social returns for members, customers and the wider community.


Our mutuality is an important part of who we are and as part of Royal London that will continue.

What happens next?

Police Mutual’s Committee of Management and Managing Board unanimously and unconditionally recommended the proposal for Police Mutual to transfer into and become part of Royal London to its nationwide Force Authorised Officers (FAOs) network. The FAOs, on behalf of all members, have already voted in favour of the proposal.

The transfer now has to receive confirmation by the Prudential Regulation Authority (PRA), who will consult with the Financial Conduct Authority. Confirmation of the transfer will only be given if the PRA is satisfied that it is in the interests of members, taking into account any concerns from customers, members and, indeed, anyone else.


The transfer also has to receive confirmation from the Royal Court of Jersey and the Royal Court of Guernsey and policyholders/members resident in those jurisdictions will be notified separately in this regard.

You can make representations or raise any concerns that you may have regarding the proposed transfer directly with the PRA. You need to send your representations to the PRA by Monday 3rd August 2020. If you would like to make oral representations, this is also the date by when you need to notify the PRA that you would like to do so. Both these things can be done by email to: or post to: PRA Governance Function, PRA, 20 Moorgate, London, EC2R 6DA.

If interested parties give notice that they wish to make oral representations then these will be heard by the PRA on Monday 17th August 2020. There will be a facility for verbal representations to be made remotely. After these hearings, the PRA will decide on the confirmation of the transfer.

Please note that the PRA will seek feedback from Police Mutual on any written representations that are made and, as part of its consultation, will share the representations with the FCA. This is to ensure that the process is as transparent as possible, and to ensure that its decision on whether to confirm the transfer takes into account all relevant information.

If you are a policyholder/member resident in Jersey and Guernsey then you also have the right to object before the court in your jurisdiction. You can also make representations to the PRA.


For further information, please visit our website,

John Perks,

CEO – Police Mutual


We have received information form the Rail Delivery Group about revised travel restriction and renewal of Oyster cards for use with TFL. These are:-

Restrictions for Summer 2020 and delay to the summer timetable

The Rail Staff Travel Restrictions for Summer 2020 were prepared for the timetable which should have been implemented on 17 May 2020. These Rail Staff Travel Restrictions have been published on the RST website, even though the timetable change is delayed. The restrictions will come into effect when the timetable is launched.

When restrictions on leisure travel are eased later in the year please check this before travelling.

Supplementary restrictions on travel for Summer 2020 and mandatory reservation services

For the Train Operating Companies to manage social distancing there are some supplementary Rail Staff travel restrictions.

This also includes details of how to book reservations where operators require mandatory reservations to travel. Please note:

  • if you have 1st class staff travel facilities, the TOC may not be able to provide a seat in 1st class accommodation.
  • if you miss your booked train, the TOC can refuse you access to subsequent services if there is no space available.

These supplementary restrictions will be updated frequently over the next few weeks and months as changes occur.

These supplementary restrictions are published on the RST website at You should check for the latest version from the RST website before planning any journey.

The supplementary restrictions information relates to the use of Rail Staff Travel facilities. Where there are other national or local public requirements for travelling by rail, for instance a requirement to wear face coverings, then you need to check this with each TOC concerned.

Staff Travel Cards

2019/20 Staff Travel Cards are not being extended beyond the end of validity date of 30 June 2020. Any unused date boxes are not valid for travel after this date.

2020/21 Staff Travel Cards with a fresh allocation of date boxes have already been issued which are valid until 30 June 2021.  

Priv discount on Oyster Cards

TfL have agreed that after 30 June if you have your 2019/20 Staff Travel Card and your 2020/21 Staff Travel Card and the same registered Oyster Card as last year, they can reset the Priv discount on your Oyster Card.

Social distancing is in place at stations so this process will take a little longer than usual.

TfL staff at the London Underground stations have been sent instructions on how to do this using the London Underground ticket machines. If they have difficulties setting the discount, or are unsure what to do, please ask them to check TfL Hot Issues Bulletin 20-20

If you do not have your 2019/20 Staff Travel Card and 2020/21 Staff Travel Card, and the Oyster Card you used in the previous year you will need to submit a TfL Privilege Oyster Application (XX19) form

FIP coupons – This only applies if you are eligible for these

We have not been issuing FIP Coupons as there have been travel restrictions in place across Europe.  The Foreign Office are still advising against overseas travel at this time.  However, as restrictions are lifted we  hope to relaunch this service.  We will update our website when we are  able to accept new applications. Once this is available you will need to apply a minimum of three weeks before your intended date of travel.

Please bear in mind, that we cannot accept the return of unused FIP coupons from any new applications requested  from now so bear this in mind if you plan to apply. 

Moving house?

Please remember that if you change your home address, you must let Rail Staff Travel know as well as RPMI. This ensures that you continue to get your Staff Travel Card each year delivered to the correct address.

Due to Data Protection regulations, we are not able to share your address data with RPMI.  

Help all retired employees receive news from Rail Staff Travel

E-mail is the quickest way for us to keep everyone informed of Rail Staff Travel issues.

If you have friends also in receipt of Rail Staff Travel facilities who have not received this e-mail, please encourage them to provide their e-mail to Rail Staff Travel.

Any retired employee can submit the XX12 form which is available at

 Yours sincerely

Sarah McAdam

Scheme Compliance Manager

Rail Staff Travel | Rail Delivery Group

RST, PO Box 72071, London EC1P 1JD |




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Information from Viv Head.

Regret to advise you that retired Detective Constable Jim Reid died yesterday evening, Sunday 17 May 2020. He returned from a trip to Australia in March feeling unwell. The hospital diagnosed untreatable pancreatic cancer. He later suffered a stroke and another again last week.
Jim served at Birmingham New Street and Derby. He was well respected and well liked by all who knew him. Commiserations to his wife and family.
I will of course advise of any funeral details but what the arrangements will be we do not yet know.


Received today from Colin Bond that Kathleen KEOHANE passed away at a care home in the Worthing area on 5th April 2020. She is believed to have been 92 yrs of age. She served at Southanpton and then Brighton until her retirement. It is also believed that the funeral has already  taken place.

Unfortunately no other details are known about her service at this time.